Premium Reserve Management White Paper

Premium Reserve Management (PRM) System White Paper

What truly differentiates Capstone in the alternative investment world is that we share the primary risk of time to policy/portfolio maturation with the investor.

The development of Capstone's proprietary PRM System was specifically engineered to transfer Extended Longevity Risk from the investor to Capstone to create a known outcome in terms of an investor's TPY from the investment without the erosive effect of premium calls.  

PRM Whitepaper Cover