The Insurance Company is Only Telling You Part of the Story

The Secondary Life Market is a $20 billion dollar a year industry that your insurance agent and financial advisor won't tell you about.

Why Choosing Life Settlements Works

Over 90% of all life insurance originated never pays a death benefit to a beneficiary. Over the course of time, circumstances change. In some cases, the need for which a policy was originally purchased is no longer necessary. Perhaps budgets become constrained and heavy premium obligations give way to greater financial needs. Your insurance carrier only offers two options if you no longer need or want your coverage:

1) Surrender your policy back to the insurance company at a non-negotiable offer; or worse,

2) Stop paying premiums and let the policy lapse worthless.

Capstone makes a liquid market pairing policy sellers and buyers together giving senior policyholders a valuable new option to turn a liability into cash.

Benefits of Senior Life Settlements

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Make more than the carrier's surrender offer

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Eliminate a liability

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Supplement retirement savings

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Pursue an aspirational goal

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Policy sellers report receiving as much as 4-8 times the amount the insurance company offered.